Using our expertise, we take responsibility for obtaining complete and correct information from you and the investment providers to perform these services:

• Determine eligibility for participation, contributions, forfeitures, and annual earnings.
• Perform all compliance testing.
• Prepare annual individual participant certificates.
• Maintain computer database on all employees.
• Calculate and prepare distribution documents for terminated participants.
• Prepare annual filing forms required by the Internal Revenue Service and Department of Labor.
• Recommend plan updates based on changes in company needs.
• Provide assistance in establishing administrative procedures.
• Reconcile contributions with deposits to investment funds.
• Reconcile employee census to IRS forms 941 or W-2s and W-3.

There are significant fiduciary responsibilities involved in the investment and handling of plan assets. We work closely with your investment advisor and investment provider to make sure that the funds are appropriately accounted for and handled.

• Advise trustees on safekeeping of trust assets and issues relating to fiduciary responsibility, including prudency of investments, prohibited transactions, and investments generating unrelated business income.
• Maintain segregated investment accounts.

Prepare, review, and provide you with an Annual Report that summarizes the plan's activity during the plan year and contains the following items:

• Plan Specifications.
• Financial Statements.
• Eligible and Ineligible Employees.
• Participant Account Balances.
• Distributions.
• 401(k) Qualification Analysis.
• Federal Tax Forms.